Financial infrastructure for modern cash storage, yield, and access, offering scalable and customizable products

Jiko is a financial infrastructure layer purpose built for modern cash storage, yield, and on demand access. Thanks to a blend of tech and regulatory innovations (money storage in T bonds, banking license, broker deal license), the company is able to offer an unlimited financial scalability and customizable array of financial infrastructure products to fintechs and large corporates, with a focus on money storage. As Jiko’s account of spendable T bills are held by a broker dealer, they do not face the regulatory and capital requirement traditional banks face when they grow their balance sheet. In 2020 Jiko acquired Mid Central National Bank (a first for a fintech company) to deploy its innovative money platform.